August 12, 2025

Bank of England Cuts Base Rate to 4% After Historic Two-Round Vote

Bank of England Cuts Base Rate to 4% After Historic Two-Round Vote

The Bank of England has cut the base rate to 4% in a razor-thin decision that, for the first time in its history, required two rounds of voting. While the move was widely anticipated and is unlikely to trigger major shifts in the mortgage market, we’ll continue to monitor any changes and keep you informed.